Personal Lines Insurance

Comprehensive coverage for your personal insurance needs, ensuring peace of mind and financial security.

Protect your home and belongings with our tailored home insurance policies designed for your needs.

white and grey concrete building near swimming pool under clear sky during daytime
white and grey concrete building near swimming pool under clear sky during daytime

Get reliable auto insurance coverage that safeguards you and your vehicle on the road.

A modern commercial building with clean architectural lines, dark green accents, and large glass windows. A luxury white car is parked in front of the building, which features a sign that reads 'La Rouge'. There are a few plants and light posts along the walkway.
A modern commercial building with clean architectural lines, dark green accents, and large glass windows. A luxury white car is parked in front of the building, which features a sign that reads 'La Rouge'. There are a few plants and light posts along the walkway.
Travel Insurance

In a travel policy, medical insurance is vital, covering treatment and repatriation costs to avoid financial strain during your travels.

person holding passports
person holding passports
Individual Life Insurance

Individual life insurance is a key investment for you loved one's future. Understanding the types helps you make the right decision for you family.

a woman laying in a hospital bed with an iv in her hand
a woman laying in a hospital bed with an iv in her hand

Other Coverages

High Network Insurance

Get affordable insurance for your car or truck to safeguard against financial losses and transportation hassles.

person holding pencil near laptop computer
person holding pencil near laptop computer
person taking photo of assorted-color umbrellas
person taking photo of assorted-color umbrellas
A group of boats floating on top of a body of water
A group of boats floating on top of a body of water
man in blue long sleeve shirt and brown pants standing on brown field
man in blue long sleeve shirt and brown pants standing on brown field

Umbrella insurance is an additional liability policy for extra peace of mind, typically obtained in addition to auto, home, or watercraft insurance.

Watercraft insurance typically covers physical damage to the boat and liability for damage to others, with optional extras like oil spill cleanup coverage for severe damage.

Renters insurance includes coverage for personal belongings, liability, and loss of use, addressing risks specific to renters not covered by the landlord’s insurance.

Umbrella Insurance
Watercraft Insurance
Renters Insurance
Child Life Insurance

Child life insurance, typically a whole life policy, covers funeral expenses, counseling, and parental leave in case of a child’s passing, easing potential financial challenges for parents.

selective focus photo of woman lifting child during daytime
selective focus photo of woman lifting child during daytime
white and pink coupe parked beside black car
white and pink coupe parked beside black car
earthquake damage
earthquake damage
woman sitting on corner sofa beside coffee table near flat screen TV inside living room with glass window walls
woman sitting on corner sofa beside coffee table near flat screen TV inside living room with glass window walls

Classic car coverage is unique, tailored to your vehicle’s specific needs. Protect your investment with a customized policy.

Get earthquake insurance for your home and building with a higher deductible. The primary goal is to mitigate the risk of total destruction.

Home warranties, optional for appliances and systems, cover repair or replacement due to various issues like wear and tear, typically for one year.

Classic Car Insurance
Earthquake Insurance
Home Warranty Protection
Excess Liability

Excess liability coverage pays out after your main policy reaches its limit, making payouts less frequent and premiums lower.

gold and silver cross pendant
gold and silver cross pendant
woman in white scrub suit holding man in blue scrub suit
woman in white scrub suit holding man in blue scrub suit
a couple of people standing next to a car in a flooded street
a couple of people standing next to a car in a flooded street
two man laughing at each other
two man laughing at each other

Individual dental insurance is crucial for overall health, detecting conditions like heart disease and diabetes through regular exams. It provides access to necessary preventive and corrective care.

Flood insurance covers property damage, including structural and content-related expenses, resulting from floods. It is a separate policy, as standard homeowners’ insurance typically excludes flood damage.

Individual long-term care insurance covers extended care services, filling financial gaps left by health insurance or Medicare. It supports individuals with prolonged needs due to chronic illness, disability, or cognitive impairment

Individual Dental Insurance
Flood Insurance
Individual Long-term Care Insurance
Home and Auto (Bundled)

Bundling insurance means purchasing multiple insurance policies through one insurance company, which can make it easier to manage your insurance.

white sedan parked in front of house near tree
white sedan parked in front of house near tree
person holding eyeglasses
person holding eyeglasses
man in black jacket riding on bicycle during daytime
man in black jacket riding on bicycle during daytime
photo of brown wooden door closed
photo of brown wooden door closed

Individual vision insurance covers preventive care like eye exams, eyeglasses (frames and lenses), and contact lenses. Some plans may also include vision correction surgery like LASIK.

Long-term disability insurance pays you regular income if a serious illness or accident prevents you from working, providing essential financial protection for you and your family.

A rental property policy covers building and personal property damage, provides lost income for rental disruptions, and includes liability coverage for tenant injury lawsuits.

Individual Vision Insurance
Long-term Disability Insurance
Rental Property Insurance
Mobile Home Insurance

Mobile home insurance covers physical damage to the structure, personal property, liability, and additional living expenses. Optional coverage may include risks like flood or earthquake damage.

two pens near MacBook Air
two pens near MacBook Air
man and woman sitting on chair
man and woman sitting on chair
man riding a black off-road vehicle
man riding a black off-road vehicle
white house under maple trees
white house under maple trees

RV coverage varies depending on travel, RV type, and driving history. Essential windshield coverage and enhanced protection for personal possessions are available for added peace of mind during trips.

Off-road vehicles like ATVs, dirt bikes, snowmobiles and more are often excluded from home and auto insurance policies. Standard policies may not cover these vehicles’ unique risks.

Secondary home insurance protects vacation or summer homes from unique risks, including property damage and liability. Review the policy for specific coverage details.

RV Insurance
Off-Road Vehicle Insurance
Secondary Home Insurance
Pet Insurance

Pet insurance is simpler than human health coverage, with options like accidents only, accidents and illnesses, or comprehensive coverage, each involving a deductible and copayment.

four dogs on park
four dogs on park
for rent sign on wall below window glass of building
for rent sign on wall below window glass of building
a bulldozer digging through a hole in the ground
a bulldozer digging through a hole in the ground
gold and silver beaded necklace
gold and silver beaded necklace

Short-term rental platforms like Airbnb and Vrbo provide protection for hosts in case guests damage the property or sustain injuries. However, coverage limits are usually low, and there are often exclusions, even for the guests’ invitees.

Don’t assume your home insurance covers sinkhole damage, as policies may have restrictions and usually only apply to catastrophic ground collapse or extreme sinkholes. Check for limitations related to natural phenomena.

Valuable possessions insurance covers high-value items like jewelry or artwork that may exceed the limits of standard homeowners or renters insurance. It ensures these valuable items are fully protected.

Short-term Rental Insurance
Sinkhole Insurance
Valuable Possessions Insurance
Snowmobile Insurance

When insuring your snowmobile, consider liability coverage for collision-related costs and medical bills. Collision coverage is essential, especially for hired or leased snowmobiles.

A person riding a snowmobile in the snow
A person riding a snowmobile in the snow
grayscale shot of bride and groom
grayscale shot of bride and groom
people raising wine glass in selective focus photography
people raising wine glass in selective focus photography
white and gold yacht scenery
white and gold yacht scenery

Insurance is customized to each couple’s unique needs, ensuring coverage tailored for the significance of their wedding day.

Special event insurance covers occasions like weddings or concerts, providing liability, cancellation, property, weather-related, liquor liability, and event-specific coverage. Customize the insurance based on the unique risks of the event.

Yacht insurance offers optional extras based on your needs, such as towing costs, coverage for collisions caused by uninsured boaters, or relocation expenses due to hurricane warnings.

Wedding Insurance
Special Event Insurance
Yacht Insurance
Vacant Home Insurance

Vacant home insurance covers risks like fire, flooding, theft, and liability claims. It includes repairing or replacing the home and covers vandalism. Ensure the policy is in place before any incidents occur.

field of purple flower beside house
field of purple flower beside house